For CALIFORNIA residents: California Collection Agency Act License Number is 10188-99

• The state Rosenthal Fair Debt Collection Practices Act and the Federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission 1-877-FTC-HELP or www.ftc.gov.

California Consumer Privacy Act Notice (CCPA):

• If you reside in California, the California Consumer Privacy Act (CCPA) gives you certain rights. You may obtain a copy of Sentry Credit’s privacy policies by visiting our website, www.sentrycredit.com and clicking on the “Privacy Policies” tab on the pull down menu or by calling us toll free at 1-855-740-3400 to request a copy of our policies, which will be provided at no cost to you.
• Nonprofit credit counseling services may be available in the area.
• As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligation.

For COLORADO residents:

• Our physical in-state office is located at 7200 S Alton Way, Ste. B180, Centennial, CO 80112. The phone number is 303-309-3839.
• FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COAG.GOV/CAR
• A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any action authorized by law to collect the debt

For CONNECTICUT residents: The following notice pertains to medical collections only:

• Each hospital which holds or administers one or more hospital bed funds shall require its collection agents, in all bills and collection notices, to include a one-page summary describing the hospital bed fund and how to apply for such funds. The summary shall also describe any free or other reduced cost policies for the indigent and shall clearly distinguish hospital bed funds from other sources of financial assistance. The summary shall include notification that the patient is entitled to reapply upon rejection and that additional funds may be available on an annual basis. In addition, the collection agency must provide notice to the patient whether the hospital deems the patient an insured patient or an uninsured patient and the reasons for such determination.

For MASSACHUSETTS residents: NOTICE OF IMPORTANT RIGHTS:

• YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY 10 DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTOR

For MINNESOTA residents:

• This collection agency is licensed by the Minnesota Department of Commerce. If you feel that your concerns have not been addressed, please contact us and allow us the opportunity to try and address your concerns. Or, you have the option to address any concerns with the Minnesota Attorney General’s Office, which can be reached at 651-296-3353 or 1-800-657-3787.

For NEVADA residents:

• Company License:CAD10303
• Manager License:CM10527
• The following notice pertains to medical collections only.
• If the consumer pays or agrees to pay the debt or any portion of the debt, the payment or agreement to pay may be construed as: (1) an acknowledgment of the debt by the consumer; and (2) a waiver by the consumer of any applicable statute of limitations set forth in NRS 11.190 that otherwise precludes the collection of the debt; and (3) if the consumer does not understand or has questions concerning his/her legal rights or obligations relating to the debt, the debtor should seek legal advice

For NEW YORK residents:

New York City Department of Consumer Affairs License #1015434 City of Buffalo Department of Economic Development License #212087.
• “If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt:

1. Supplemental security income, (SSI);	7. Workers’ compensation benefits;
2. Social security;	8. Public or private pensions;
3. Public assistance (welfare);	9. Veterans’ benefits;
4. Spousal support, maintenance (alimony) or child support;	10. Federal student loans, federal student grants, and federal work study funds; and
5. Unemployment benefits;	11. Ninety percent of your wages or salary earned in the last sixty days.
6. Disability benefits;

• That debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.
debt collection efforts, including but not limited to:

• the use or threat of violence;
• the use of obscene or profane language; and
• repeated phone calls made with the intent to annoy, abuse, or harass

• PLEASE CALL (800) 608-2581 TO REQUEST A COPY OF THIS NOTICE IN A LARGE PRINT FORMAT. THIS NEW NOTICE CAN BE SENT VIA USPS OR EMAIL
• We provide translation service in Spanish over the phone and in letter. A translation and description of commonly used debt collection terms is available in multiple languages at www.nyc.gov/dcwp

For NORTH CAROLINA residents:

• North Carolina Company Number 119500816

For TENNESSEE residents:

• Sentry Credit, Inc. is licensed by the collection service board of the department of commerce and insurance.

For WASHINGTON D.C.

You have the right to request all of the following concerning your debt:

1. Documentation of the name of the original creditor as well as the name of the current creditor or owner of your debt;
2. Your last account number with the original creditor;
3. A copy of the signed contract, signed application, or other documents providing evidence of your liability and its terms;
4. The date that your debt was incurred;
5. The date of your last payment, if applicable; and
6. An itemized accounting of the amount claimed to be owed including the amount of the principal, the amount of any interest, fees, or charges, and whether the charges were imposed by the original creditor, a debt collector, or a subsequent owner of the debt. You may request the above information by contacting us by phone, mail, or email at the following:2809 Grand Ave, Everett, WA 98201

For WYOMING residence:

• As required by law, you are hereby notified that a negative credit report on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.